| Sub-fund name | Unit value 20.12.2023 | Unit value 20.12.2024 | Value change | |
|---|---|---|---|---|
Santander Prestiż Prosperity Unit value 20.12.2023 1 151,59 PLN Unit value 20.12.2024 1 135,16 PLN Value change -1,43% | 1 151,59 PLN | 1 135,16 PLN | -1,43% | |
| Previous value 19.12.2024 | 1 152,71 PLN |
| 1M | -3,91% |
| 3M | -8,63% |
| 6M | -3,78% |
| 12M | -1,43% |
| 36M | +14,82% |
| 60M | +18,20% |
| YTD | -2,85% |
Sub-fund overview
| Sub-fund launch | 09.02.2018 |
| Benchmark | n/a |
| Recommended investment horizon | min. 5 years |
| Subfund category | Equity |
| Managing company | Santander TFI S.A. |
| Minimum initial investment | 100,00 PLN |
| Minimum subsequent investment | 100,00 PLN |
Summary of the investment policy
The sub-fund invests from 80% to 100% of assets in the shares of Santander Prosperity sub-fund, a compartment of Santander SICAV (master fund).
Master fund takes into account ESG criteria in the investment process and meets the conditions of Article 9 of SFDR *.
Master fund invests in companies that provide solutions to mainly social challenges through their products or services, that can offer superior growth prospects, and by that create social outcomes. Santander contributes an amount equivalent to 15% of the management fee of the master sub-fund to the Global Fund (https://www.theglobalfund.org/en/) in cooperation with (RED) (https://www.red.org/). This money will be used on the ground to provide life-saving health services to the most vulnerable communities in Latin America.
The part of the portfolio whose currency risk has not been hedged amounts to a maximum of 10% net assets.
* SFDR - Regulation of the European Parliament and of the Council of 27 November 2019 on sustainability‐related disclosures in the financial services sector.
Jacek Grel, CFA
Graduate of the University of Economics in Opole, Department of Management and Business Organisations; Holder of a degree in Macroeconomics at the Central European University and of the prestigious Chartered Financial Analyst (CFA) designation.
Overview of the investment process
At Santander TFI, the investment process relies on the competences of the Investment Committee and the individual sub-funds’ managers.
The Investment Committee includes all sub-funds’ managers. The Investment Committee makes decisions that concern, among other things:
- hedging currency positions and the use of other derivatives,
- strategic and geographic allocation.
Sub-funds’ managers, on the other hand, make individual investment decisions regarding the target holdings of individual financial instruments in the portfolios.
Allocation of assets
| 95% | Equities |
| 5% | Cash and deposits |
Geographic allocation
| 47% | United States |
| 22% | Other |
| 12% | United Kingdom |
| 10% | Japan |
| 6% | Germany |
| 3% | Mexico |
Documents to download
| Previous value 19.12.2024 | 1 152,71 PLN |
| 1M | -3,91% |
| 3M | -8,63% |
| 6M | -3,78% |
| 12M | -1,43% |
| 36M | +14,82% |
| 60M | +18,20% |
| YTD | -2,85% |
Documents to download
Data concerns the foreign sub-fund Santander Prosperity (master sub-fund), in which 100% of Santander Prestiż Prosperity assets are invested. We do not include derivatives in master sub-fund’s portfolio. Presented data refere to status as of November 29, 2024.
Sustainability-related disclosures
Santander Prestiż Prosperity sub-fund:
- invests in master sub-fund Santander GO Global Equity ESG which includes ESG criteria in the investment process,
- meets the conditions of Article 9 of the Regulation (EU) 2019/2088 of the European Parliament and of the Council of November 27, 2019, Sustainable Finance Disclosure Regulation (SFDR Regulation),
- considers principal adverse impacts of investment decisions on sustainability factors (within the meaning of this regulation).
Detailed disclosures required by the regulatory technical standards (RTS) to the SFDR Regulation are available in the document ‘Sustainability-related disclosures’ (Documents to download).
This document is presented for marketing purposes and does not constitute an agreement or an information document required by law.
It should not be relied upon as the sole basis for making investment decisions.
The rewards of investing in shares are also accompanied by risks. A description of the risk factors, financial data and information about fees and charges can be found in the prospectuses, key information documents (KIDs) and schedules of fees and charges available in Polish at Santander.pl/TFI/documents and at Santander fund distributors. For a summary of investors' rights, see the prospectus (Chapter III, sec. 4).
The Funds do not guarantee the achievement of a stated investment objective or a specific investment performance and future returns are subject to taxation, which depends on the personal situation of each investor and which may change over time. Before making an investment decision, the participant should consider the fees associated with the sub-fund and take into account the possible taxation of the investment return. The participant must also take into account the possibility of losing at least part of the invested funds.
When investing in mutual funds, the participant purchases the units of those funds and not the underlying assets that the fund itself invests in.
The net asset value of Santander Prestiż Prosperity sub-fund is exposed to considerable volatility due to the composition of the investment portfolio.
The information presented above is solely promotional in nature.
On November 2, 2023 we changed the name of Santander Prestiż Prosperity sub-fund (from: Santander Moderate Strategy) and its investment policy. Therefore, the results of the sub-fund before that date were achieved under conditions no longer applicable.
This chart shows the sub-fund’s performance as the percentage loss or gain per year over the last 5 years. (unit B,%)
Past performance is not a reliable indicator of future performance. Markets could develop very differently in the future. Assessing how the sub-fund has been managed in the past can help you.
Performance is shown net of all fees charged on the sub-fund's assets including management fee and performance fee. The performance figures are not adjusted for the potential tax imposed on the Investor and the charges payable upon the sale or repurchase of participation units. The sub-fund was established in 2018. The results were accrued in Polish currency. Due to the fact that on November 2, 2023 on sub-fund changed the investment policy, the results of the sub-fund before that date were achieved under conditions no longer applicable.