| Sub-fund name | Unit value 19.06.2024 | Unit value 19.12.2024 | Value change | |
|---|---|---|---|---|
Santander Prestiż Calm Investment Unit value 19.06.2024 1 011,68 PLN Unit value 19.12.2024 1 037,96 PLN Value change 2,60% | 1 011,68 PLN | 1 037,96 PLN | 2,60% | |
| Previous value 18.12.2024 | 1 037,92 PLN |
| 1M | +0,54% |
| 3M | +1,10% |
| 6M | +2,60% |
Sub-fund overview
| Sub-fund launch | 07.03.2024 |
| Benchmark | WIRON |
| Recommended investment horizon | min. 6 months |
| Subfund category | Debt |
| Managing company | Santander TFI S.A. |
| Minimum initial investment | 100,00 PLN |
| Minimum subsequent investment | 100,00 PLN |
Summary of the investment policy
Debt sub-fund that invests minimum 80% of net assets in debt securities and money market instruments.
Most of investments are bonds with variable interest rates or short maturity.
The share of investments other than bonds is maximum 50% of net assets.
Duration ratio should not exceed 1.
The average, value-weighted term to maturity of the portfolio does not exceed 3 years.
The part of the portfolio whose currency risk has not been hedged amounts to a maximum of 5% net assets.
The sub-fund is actively managed: its portfolio doesn’t reflect portfolio of the benchmark and its performance may be significantly different from performance of the benchmark.
Michał Hołda
Graduate of the Warsaw School of Economics, Department of Finance and Banking. Licensed investment advisor.
Overview of the investment process
At Santander TFI, the investment process relies on the competences of the Investment Committee and the individual sub-funds’ managers.
The Investment Committee includes all sub-funds’ managers. The Investment Committee makes decisions that concern, among other things:
- hedging currency positions and the use of other derivatives,
- strategic and geographic allocation.
Sub-funds’ managers, on the other hand, make individual investment decisions regarding the target holdings of individual financial instruments in the portfolios.
Allocation of assets
| 85% | Bonds issued and guaranteed by the government |
| 9% | Corporate bonds |
| 3% | Cash and deposits |
| 3% | Covered bond |
Geographic allocation
| 96% | Poland |
| 4% | Other |
Documents to download
| Previous value 18.12.2024 | 1 037,92 PLN |
| 1M | +0,54% |
| 3M | +1,10% |
| 6M | +2,60% |
Documents to download
Sub-fund's portfolio as of November 29, 2024
Sustainability-related disclosures
We do not considerf adverse impacts of investment decisions on sustainability factors.
The sub-fund does not consider principal adverse impacts of investment decisions on sustainability factors. The main reason is lack of sufficient disclosure data of companies. Aditionally there is undeveloped market practice in the area of principal adverse impacts. We plan to consider adverse impacts of investments decisions on sustainability factors for a higher number of products. Our strategy in this respect takes into account size, nature and scale of activity, as well as the types of offered financial products.
This document is presented for marketing purposes and does not constitute an agreement or an information document required by law.
It should not be relied upon as the sole basis for making investment decisions.
The rewards of investing in shares are also accompanied by risks. A description of the risk factors, financial data and information about fees and charges can be found in the prospectuses, key information documents (KIDs) and schedules of fees and charges available in Polish at Santander.pl/TFI/documents and at Santander fund distributors. For a summary of investors' rights, see the prospectus (Chapter III, sec. 4).
The Funds do not guarantee the achievement of a stated investment objective or a specific investment performance and future returns are subject to taxation, which depends on the personal situation of each investor and which may change over time. Before making an investment decision, the participant should consider the fees associated with the sub-fund and take into account the possible taxation of the investment return. The participant must also take into account the possibility of losing at least part of the invested funds.
When investing in mutual funds, the participant purchases the units of those funds and not the underlying assets that the fund itself invests in.
The sub-fund can invest more than 35% of its assets in securities issued, underwritten or guaranteed by the State Treasury or the National Bank of Poland.
The information presented above is solely promotional in nature.
This chart shows the sub-fund’s performance as the percentage loss or gain per year - There is currently insufficient data on past performance.
Past performance is not a reliable indicator of future performance. Markets could develop very differently in the future. It can help you to assess how the sub-fund has been managed in the past.
There is insufficient data to provide individual investors with reliable indications of past performance.