|
FINANCIAL HIGHLIGHTS |
PLN k |
EUR k |
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|
31.12.2021 |
31.12.2020 |
31.12.2021 |
31.12.2020 |
|
Stand-alone financial statement |
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|
I |
Net interest income |
4 514 301 |
4 368 302 |
986 194 |
976 331 |
|
II |
Net fee and commission income |
2 119 447 |
1 765 507 |
463 014 |
394 597 |
|
III |
Profit before tax |
1 548 754 |
1 227 727 |
338 341 |
274 401 |
|
IV |
Profit for the period |
915 878 |
738 412 |
200 083 |
165 038 |
|
V |
Total net cash flows |
4 618 779 |
(3 745 668) |
1 009 018 |
(837 170) |
|
VI |
Total assets |
218 184 874 |
203 140 470 |
47 437 682 |
44 019 344 |
|
VII |
Deposits from banks |
1 337 573 |
2 993 349 |
290 815 |
648 641 |
|
VIII |
Deposits from customers |
175 354 581 |
161 133 491 |
38 125 534 |
34 916 679 |
|
IX |
Total liabilities |
194 357 522 |
177 717 626 |
42 257 147 |
38 510 364 |
|
X |
Total equity |
23 827 352 |
25 422 844 |
5 180 535 |
5 508 981 |
|
XI |
Number of shares |
102 189 314 |
102 189 314 |
|
|
|
XII |
Net book value per share in PLN/EUR |
233,17 |
248,78 |
50,70 |
53,91 |
|
XIII |
Capital ratio |
20,99% |
23,90%* |
|
|
|
XIV |
Profit per share in PLN/EUR |
8,96 |
7,23 |
1,96 |
1,62 |
|
XV |
Diluted earnings per share in PLN/EUR |
8,96 |
7,22 |
1,96 |
1,61 |
|
XVI |
Declared or paid dividend per share in PLN/EUR* |
2,16** |
-* |
0,47 |
-* |
*Data in relevant period include profits included in own funds based on the decisions of the Polish Financial Supervision Authority and the applicable EBA requirements.
**Detailed information are described in Note 55.
The following rates were applied to determine the key EUR amounts for selected financial statements line items:
· for balance sheet items – average NBP exchange rate as at 31.12.2021: EUR 1 = PLN 4,5994 and as at 31.12.2020: EUR 1 = PLN 4.6148
· for profit and loss items – as at 31.12.2021 - the rate is calculated as the average of NBP exchange rates prevailing as at the last day of each month in 2021: EUR 1 = PLN 4,5775; as at 31.12.2020 - the rate is calculated as the average of NBP exchange rates prevailing as at the last day of each month in 2020: EUR 1 = PLN 4.4742
As at 31.12.2021, FX denominated balance sheet positions were converted into PLN in line with the NBP FX table no. 254/A/NBP/2021 dd. 31.12.2021